If you are lucky enough to be buying a new home that has trees close to it, your mortgage lender or insurance provider may ask you to provide a professional tree assessment report. This is usually a formality to calculate your premium and not something to worry about; the vast majority of trees do not pose a hazard.

What does it include?

The tree survey for mortgage or insurance applications will assess any current or potential structural and safety issues or nuisance that may result from the trees. The survey should always be carried out by a properly qualified arborist.

A follow up report will detail the condition of the trees and provide prioritised recommendations for work. It will also highlight nuisances such as obstruction of CCTV, damage to telephone wires, interference with public highways and damage to structures.

Arbor Vitae are highly qualified and knowledgeable. We can provide you with a quick turnaround professional report that will satisfy your mortgage lender or insurance provider. You will also have the added comfort of having satisfied your ‘duty of care’ and knowing the condition of your trees.

What are the benefits to you?

A tree survey for mortgage or insurance purposes will assess the condition of your trees and highlight potential issues of safety, damage or nuisance to help you care for your trees and your premises.

Looking after your trees can increase your future selling price, adding a sense of maturity to your garden as well as a myriad of other benefits, including:

  • they look great!
  • attractive fruit, flowers, nuts and leaves
  • habitat and food for birds, insects and other animals
  • noise reduction and visual screening from roads, pavements and neighbours
  • shading from hot sun
  • wind diffusion
  • pollution capture
  • oxygen release
  • flood prevention

Find out more about our Tree Inspections & Surveys or contact us for advice or to book an appointment.